PAWS AND CLAWS PET INSURANCE

Here at Paws and Claws we offer a range of pet insurance policies to suit your requirements and budget

We understand that your pet is an important part of your family and with thousands of pets in the UK requiring vet treatment every year and the average claim cost rising to £757 in 2017, (according to the Association of British Insurers in 2017), it is vital that you are able to provide the care your pet needs if the worst were to happen. Here at Paws and Claws we have a variety of plans for you to choose from so that you can find a policy that’s right for you, your pet and your budget.

Here at Paws and Claws we offer 6 levels of cover and up to £5,000 cover per condition for vet fees with an excess from as little as £60 to take care of those sometimes hefty vet bills. Cover is available for your kitten or puppy from as young as eight weeks old and we have no upper age limit.

You can compare our pet insurance benefits quickly and easily online

Dog Insurance from £6.14 a month

Paws and Claws offer a range of 6 Dog Insurance products which can help safeguard your family member. We can arrange Dog Insurance from as little as £6.14 a month.

Dog Insurance
Cat Insurance

Cat Insurance from £4.55 a month

Paws and Claws offer a range of 6 different Cat Insurance products which can help safeguard your family member. We can arrange Cat Insurance from as little as £4.55 a month.

Multi-pet Discounts

Insure your pet and you could also be entitled to receive up to a 10% discount on each additional pet added to your policy.

Multipet Insurance
24h Vet Helpline

24 Hour Vet Helpline

We offer a 24 Hour Vet Helpline on 0333 332 6420 to talk through any concerns or questions you may have about your pet with a qualified vet nurse helping to avoid unnecessary trips to the vet.

Pet Insurance Explained

Veterinary bills can mount up, especially if your dog or cat has an ongoing condition, so it can be wise to take out insurance which ensures your pet will receive all the necessary care it needs without you having to worry about the cost. We offer a variety of cover types which are explained below to help you ensure you pick the cover that’s right for you:

Lifetime Cover (per condition, per year)

This cover provides a financial limit for each new accident or illness, per year. When the financial limit has been reached for that condition, no further claims will be covered until the policy is renewed, at which point the cover limit is fully reinstated as long as your insurance policy remains in force with no breaks in cover and premiums are kept up to date.

Is this product suitable for you?

This product meets the demands and needs of a pet owner who wants peace of mind that the ongoing costs of any veterinary treatment for illnesses and injuries is covered during the life of their pet.

12 Month Cover

Following an illness or injury you have 12 months cover from the onset of each new condition up to the financial limit. Once reached or the 12 months has passed, whichever is sooner, any on-going treatment required as a result of the condition will be excluded from future claims.

No further cover will be provided unless your insurance policy remains in force with no breaks in cover and premiums are kept up to date.

Is this product suitable for you?

This product meets the demands and needs of a pet owner who wants to cover the cost of veterinary treatment for 12 months only for each illness or injury.

Accident Only 12 Month Cover

Following an injury you have 12 months cover from the onset of each new condition up to the financial limit. Once reached or the 12 months has passed, whichever is sooner, any on-going treatment required as a result of the condition will be excluded from future claims.

No further cover will be provided unless your insurance policy remains in force with no breaks in cover and premiums are kept up to date.

Is this product suitable for you?

This product meets the demands and needs of a pet owner who wants to cover accidents and injuries only.

 

You also have the option to pay for an annual policy upfront, or spread the cost with monthly payments at no extra charge.

  • Veterinary Fees up to £5,000 per condition
  • Complementary Medicine up to £800
  • Loss or Theft of your dog/cat

Insurance could cover the cost of advertising your lost pet or the reward on offer for its safe return.

  • Third Party Liability Cover up to £2,000,000

Insurance can cover you in the event that your animal harms another person or damages someone’s property.

  • Death by Illness or Injury

Insurance could cover the cost of having the death certified by a qualified vet nurse and could also cover the cost of euthanasia if your pet has to be put down.

One Paw
Two Paws
Two Paws Plus
Three Paws
Four Paws
Five Paws
Type of Cover

One Paw: Accident Only 12 Month

Two Paws: Accident Only 12 Month

Two Paws Plus: 12 Month

Three Paws: Lifetime†

Four Paws: Lifetime†

Five Paws: Lifetime†

Veterinary Fees

One Paw: £1,000 per incident

Two Paws: £2,000 per incident

Two Paws Plus: £2,000 per incident

Three Paws: £2,500 per condition, per policy year

Four Paws: £3,500 per condition, per policy year

Five Paws: £5,000 per condition, per policy year

Maximum Benefit Limit

One Paw: £10,000 Per Year

Two Paws: £10,000 Per Year

Two Paws Plus: £10,000 Per Year

Three Paws: Unlimited

Four Paws: Unlimited

Five Paws: Unlimited

Complementary Medicine

One Paw: -

Two Paws: £200

Two Paws Plus: £200

Three Paws: £200

Four Paws: £500

Five Paws: £500

Special Diet

One Paw: -

Two Paws: -

Two Paws Plus: -

Three Paws: -

Four Paws: £100

Five Paws: £100

Cruciate Ligament

One Paw: -

Two Paws: -

Two Paws Plus: £1,000

Three Paws: £1,000

Four Paws: £1,500

Five Paws: £2,000

CT/MRI Scans and Associated Costs

One Paw: -

Two Paws: -

Two Paws Plus: £500

Three Paws: -

Four Paws: £750

Five Paws: £1,000

Dentistry as a direct result of an accident/injury

One Paw: -

Two Paws: -

Two Paws Plus: £200

Three Paws: -

Four Paws: £500

Five Paws: £1,000

Excess

One Paw: £60

Two Paws: £60

Two Paws Plus: £60

Three Paws: £60

Four Paws: £60

Five Paws: £60

Death of Pet

One Paw: -

Two Paws: £200

Two Paws Plus: £200

Three Paws: -

Four Paws: £500

Five Paws: £1000

Emergency Boarding

One Paw: -

Two Paws: £200

Two Paws Plus: £200

Three Paws: -

Four Paws: £500

Five Paws: £500

Holiday Cancellation

One Paw: -

Two Paws: -

Two Paws Plus: -

Three Paws: -

Four Paws: £100

Five Paws: £1500

Loss by Theft or Straying

One Paw: -

Two Paws: £200

Two Paws Plus: £200

Three Paws: -

Four Paws: £500

Five Paws: £1000

Advertising and Reward

One Paw: -

Two Paws: £200

Two Paws Plus: £200

Three Paws: -

Four Paws: £500

Five Paws: £500

Third Party Liability (Dogs Only) #

One Paw: -

Two Paws: £1,000,000

Two Paws Plus: £1,000,000

Three Paws: £1,000,000

Four Paws: £2,000,000

Five Paws: £2,000,000

Overseas Travel

One Paw: -

Two Paws: £2,000

Two Paws Plus: £2,000

Three Paws: -

Four Paws: £3,500

Five Paws: £5,000

῟ Based on a Cat under 8 years old living in Lincoln.

* The Benefit Limits for Complementary Medicine, Special Diet, Cruciate Ligament, CT/MRI scans and Dentistry where applicable are included in the overall Benefit Limit for Veterinary Fees and are subject to the one excess per Condition per policy period.

** An excess is deducted for each accident or illness claimed for during each policy period. For One and Two Paw policies the excess is deducted once per Condition. Special note in respect of pets aged 8 years or over: For Veterinary Fees, a 15% co-payment will apply to each claim payment in addition to the deduction of the standard excess.

*** A one off payment up to the maximum Benefit Limit shown upon the death of your pet up to the age of 8 years old. Death from illness is not included on Two Paw policies.

# A £250 excess is paid once per claim.

## Payments for Veterinary Fees are limited to costs incurred within 1 calendar year from the date the Condition first manifested or the maximum Benefit Limit, whichever is reached first and subject to renewal.

On policies where illness is covered, a 14 day waiting period applies to illness only.

Please refer to the policy wording and key facts documents for full details of cover written in plain English.

Pet Insurance Policies from Paws and Claws offers a wide range of benefits, including:

  • Fully UK based contact centre
  • 24 Hour Vet Helpline
  • Portal to manage your policy online
  • We aim to assess and pay claims within 5 working days
  • Vets fees cover up to £5,000 per condition
  • Overseas Veterinary treatment
  • Dentistry cover up to £1,000
  • A minimum of £1m Third Party Liability cover for dogs only included with all policies with the exception of Accident Only
  • Interest free monthly (Subject to status) and annual payment options

Cover available for your pet from as young as 8 weeks old.

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